Michael Ocilka, CLTC LTCEPP The biggest financial risk Americans face today is “not dying.” One’s Longevity Planning (retirement, life and LTC insurance, Medicare) should be a comprehensive, holistic process. As a Long-Term Care Education and Planning Specialist, I’ve discovered that paying for LTC services are another expense in life. The only two questions are where will the money come from and what will be the
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Most people would prefer to age in their own home or have their parent remain in their own home rather than being forced to move to a senior facility. Fortunately, there are many more options today to help keep you or your loved one living happily and safely at home. Services can range from performing light housekeeping to private duty nursing. With so many resources
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Whether by choice or from necessity, more seniors are working in their retirement years. According to CareerBuilder’s 2015 annual retirement survey, “54 percent of senior workers (age 60+) say they’ll work after retiring from their current career, up from 45 percent last year. Of this group, 81 percent say they’ll most likely work part-time, while 19 percent plan to continue working full-time. Customer service, retail
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Each fall we turn back the clocks giving us an extra hour of time. Did you know that science and medicine have turned back the clock on your life? Yes, a recent study, which takes into consideration population and increases in life expectancy, says that 60 is the new 40. According to Dr. Michael Roizen, chief medical wellness officer at the Cleveland Clinic, “Your chronologic
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Sometimes you just need a little help. The thought of leaving your home, the place where you are comfortable, the place that is filled with memories, is something that most seniors avoid. With a little outside help, many seniors can choose to stay in their beloved home. That help can come from a family member or friend, but when that is not an option, that
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According to a December 2012 Forbes magazine article, Pittsburgh has the oldest population in America with 23.6 percent of the population over the age of 60, in comparison to the national average of 18.5 percent over 60. As such, Pittsburgh is poised to be an example for the nation as a pioneer in aging well. One of the areas of interest to seniors is where
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Let’s face it, colonoscopies are a pain in the butt. Well, not really; the procedure itself takes place under sedation so you feel nothing during the examination. What is inconvenient about a colonoscopy is the prep work. The idea of drinking an unappealing liquid that induces diarrhea, something we spend the rest of our lives trying to avoid, all so that someone can thread a
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